Best Cycles Under Rs.5,000 (Adults, Boys, Ladies & Kids)

by | Jan 15, 2020

Cycling is the best way to stay fit and explore the world around. Owning a cycle is a delightful experience for kids and adults alike.

Unlike the past, there are now a lot of cycles that are made for a specific purpose and selecting the right one for your needs from them is dizzying.

In order to make your purchase decision easier, we bring you this curated list of the best five cycles in the Indian market under Rs.5,000 in each category.

Without any further ado, let’s jump right into the article.

Best Cycles Under Rs.5,000

1. Hero Urban 26T Overall Best Pick
2. HERCULES Streetcat Pro 20TRunner-Up Pick
3. BSA LADYBIRD Bliss FXBest Ladies Cycle
4. Velocity AeroBest Kids cycle for 5-8 years
5. BSA Champ Ringo 12TBest Kids Cycle 2-5 Years

1. Hero Urban 26 T

Overall Best Pick
  • Suited for 15+years
  • Ideal for men/boys
  • 3 months warranty

The Hero Urban is a versatile budget bike that primarily caters the causal city biking and is capable of a bit of offroading as well.

Made for an age group of 15+ years, this cycle is ideal for boys/men as their first bike to start cycling in around their house/office premise.

Design and build quality

The Hero Urban 26 T has a macho-looking design that will be ideal for teenagers looking for a good looking budget cycle.

The frame is made up of steel and is solid and can withstand moderately rough terrain biking with relative ease.

However, we advise you to be cautious about taking this cycle into some sort of mountain trails.

The front and rear mud flaps are made of lightweight and flexible plastic that even when twisted or turned doesn’t damage.

The hard rubber seat is quite comfortable to sit on during short rides but you might feel uncomfortable during long riding sessions.

Suspension and brakes

Being a budget cycle, there is no sort of suspension to absorb the shocks that you may face while riding on the road.

The entire vibration can be felt on the seat and your hands while driving.

Speaking of the brakes, this cycle comes with standard wire brakes at the front and rear which uses the old school rubber pads to stop the cycle.

Gears and tires

The Hero Urban 26 T is a gearless, single chain and sprocket driven cycle.

It means that you will have to pedal through the way with more or less the same intensity to cruise forward.

For those who are looking for exercise along with fun, this won’t matter much.

The large flat tires offer enough grip on the road surface and can tackle small rocks and boulder on the way.


The company provides 3 months of warranty with this budget cycle.

The overall height of around 90 cm makes this ideal for students and relatively short people to ride around.


The Hero Urban 26 T is a perfect choice for being a city bike priced under Rs.5,000.

The strong and flexible steel frame induces confidence in the rider in you and with the addition of large tyres makes it easy to roam around or explore the neighbourhood in style.


Brand value


Low maintenance


V type wire brakes


Stiff seat material


Frame MaterialSteel
BrakeWire brake – front and rear
Warranty2 Year

2. Hercules Streetcat Pro 20T

Runner-Up Pick
  • Suitable for off-road biking
  • Good ground clearance
  • 1-year warranty

The Hercules Streetcat Pro 20T is a budget all-terrain bike that is specially made for children aged between 5-8 years.

This cycle is designed for comfort and speed on city roads as well, making it a value for money cycle that comes at an affordable budget.

Design and Build Quality

The Hercules Streetcat Pro 20T has a reinforced twin frame design to give the cycle enough strength to withstand shocks and vibrations while riding on rough terrains.

The twin hollow tube will prevent cracks and other minor malformations in the frame which will enhance the longevity of the cycle.

The slightly inwards curved handlebar offers a superior riding position along with the adjustable seat height and results in good control over the cycle.

Mudguards come as a standard accessory with this bicycle so that you don’t have to spend anything extra for the same.

Suspension and Brakes

As with other budget cycles, this one also doesn’t come with a shock absorber.

However, with a twin-tube design, the cycle frame absorbs vibrations and shocks up to an extent.

Being an all-terrain bike, having a low-quality shock absorber is not better than having no shock absorber at all.

The wire brakes are decently effective to stop the cycle to a halt.

However, these are not effective as disc brakes and the rubber pad wear and tear has to be constantly monitored for the braking to be precise.

Gears and Tires

The Hercules Streetcat Pro 20T is a non-geared cycle.

The Turbo drive technology as the company claims is something related to the sprocket to the gear drive size that reduces the stress while pedalling for a longer duration.

The 20-inches wheels are of good quality and offer great grip while riding on flat as well as mountainous terrain.


This cycle has a 56 cm height which makes it suitable for children to pedal without stretching their legs.

The 810 mm wheelbase gives this cycle enough ground clearance making it easy to ride through rough terrains.


The Hercules Streetcat Pro 20T is one of the best all-terrain bikes under Rs.5000.

This cycle doubles up as a city bike aimed at riding for fun in flat terrains.


Rigid steel frame


High-quality tires


Comfortable handlebar


No shock absorber


Frame MaterialSteel
BrakeWire brake – Front and Rear
Warranty1 Year


Best Ladies Cycle
  • Front shock absorber
  • Integrated rear carrier
  • Suited for 15+ years 


BSA Ladybird Bliss FX is a ladies cycle that retails under Rs.5000 designed to cater to the needs of young girls aged 15 and above.

This cycle from BSA has a lightweight design that girls will find very easy to use.

Design and build quality

The BSA Ladybird Bliss FX comes with a slightly feminine aesthetics that girls might be interested in.

Available in two attractive colours – pink and snow white, this cycle is quite a stunner when it comes to the looks.

The twin-frame chassis is thoughtfully designed for girls to exit and enter the seat without much stress.

Having only 70cm height, this ladies cycle can be easily driven without the fear of falling as one can easily step their foot on the ground for support.

This budget ladies cycle comes preinstalled with two metal mudguards for keeping the dirt on the road away from your dress.

Suspension and brakes

The BSA Ladybird Bliss FX has a rigid back frame with a shock absorber in the front for smooth rides in uneven terrain.

Being a hollow steel stem, it absorbs most of the vibrations and shocks from the ground.

However, since the stem is too thin, riding this cycle on rough terrain is not advisable.

Frequent shocks might weaken the joints and can result in cracks over time.

The regular rubber pad wire brakes are of good quality and stop the cycle relatively quickly when riding with intermediate speeds.

Gears and tires

The BSA Ladybird Bliss FX is a non-geared cycle with a cotter and pin crankset.

The sprocket is protected by an open casing and feels very light to pedal even on rough terrains.

This budget cycle comes with rough terrain tires with steel wheels.

The outer grip of these tires makes them kind of stick to the surface and gives much more control while riding.


The butterfly-shaped handlebar on this sub.Rs.5000 cycles makes it easier for girls to rest their hands on the grip and this provides them with a relaxed riding position.

There are light reflectors attached with the wheels that will notify your cycle at night to other vehicles on the road.


The BSA Ladybird is the best ladies cycle that you can purchase under Rs.5000 in the Indian market.

With a comfortable butterfly handlebar and easy to exit and enter the standing frame, this cycle meets the requirements for comfortable riding experience.


Comfortable riding posture


Eye-pleasing aesthetics




Thin stems supporting tires to the frame


Frame MaterialSteel
BrakeWire brake – front and rear
SuspensionRigid back, front suspension
Warranty6 Month

4. Velocity Aero

Best Kids Cycle for 5-8 Years
  • Support wheels to aid learning
  • Lightweight frame
  • 6-month domestic warranty

Velocity Aero is a single-speed budget cycle for kids between ages 5-8 years.

This cycle comes fitted with all accessories targeting the kids such as support wheels and a basket in the front for storage.

Design and build quality

The Velocity aero comes in a single colour variant with exciting multicoloured graphics and stickers.

The frame is made of mild steel and is very lightweight, making it easy for your kid to pedal without exerting much pressure on the pedals.

The two support wheels make sure that your kid won’t fall while riding this cycle.

There is basket up front aiding storage of anything valuable or liked by the kid with him.

The plastic mudguards prevent the kids from getting dirty while riding this cycle.

The multi-stage seat adjustability is also one of the plus points about this budget cycle.

Suspension and brakes

Since this is a kids bike and it isn’t meant for rough terrain usage, there is no need for a shock absorber on this bike.

The stem that connects the tires to the mainframe is of sufficient thickness and absorbs most of the slight vibrations and shocks from the surface.

The wire brakes are more than capable of stopping the cycle at moderate speeds and being the wire type, there is no sudden action that might let the kids slide out of balance.

Gears and tires

The Velocity Aero is a non – geared kids cycle for good.

The kids don’t need any gears as it would increase the complication and the kids might lose interest.

The extra-wide tires cover more surface area and offer good stability even in slightly rough terrains.


The Velocity aero kids cycle is designed for kids aged between 5-8 years.

The support wheels and large wide wheels provide the kids with a pleasant learning experience without the fear of falling from it.


Exciting sticker graphics


Storage basket

Wide grippy tires

Seat cushion is a bit stiff


Frame MaterialMild steel
BrakeWire brake – front and rear
Warranty6 Months

5. BSA Ringo Champ 12 T

Best for Kids 2-5 Years
  • Comfortable seat 
  • Lightweight body
  • 1-year warranty

The BSA Ringo Champ 12 T is a budget cycle priced under Rs. 5000 for kids aged between 2-5 years.

The fancy colours and design supplemented with baby-centric features make this cycle a compelling product worth taking a look at.

Design and Build Quality

The BSA Ringo Champ 12 T has an interesting dual-tone bright colour palette that will attract babies attention.

The fancy cartoon-style graphics is yet another attraction that will draw babies towards this cycle.

The easy to hold rubber handle and the low ground to body height makes it easy for small kids to ride this cycle.

Suspension and Brakes

Since the tires are made of thick foam, it will absorb the vibrations and shock on its own.

The hollow frame supplements this action and the kid won’t feel a thing while being transported in the cycle.

The wire brakes work well and the braking action is smooth and gradual making the babysitting on top comfortable.


The foam tires are wide and offer a sort of grip on the surface. The motion of this kids cycle is very gentle and the kids will love it.

The seat cushions on this cycle are one of the most comfortable in its segment.


The BSA Ringo Champ 12 T is a cool gift for your kids aged between 2-5 years.

The bright colours and fancy cartoon graphics will spur interest in them.


Fancy graphics


Foam tires offer shock absorption


Seat with soft cushion


Easily scratchable plastic


Frame MaterialMld Steel
BrakeWire brake – front and rear
Warranty6 Month

That’s it for this article.

We hope you liked this list of the best cycles under Rs.5,000 for adults and kids.

We’ve another article on cycles under Rs.10,000 do check it out if you need more.

If you have any queries or recommendations, do let us know in the comments below.

Thank you and have a nice day ahead!

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