Best Smartphones Under Rs.20,000 (October 2021)

Are you the one looking to step up your geek game a bit?

With a bunch of smartphone choices lying around, you’re sure to sweat it out to pick one but don’t worry we will walk you through the toughest part.

This smartphone buying list has been curated to provide you with an insight into the best smartphones under Rs.20,000 available for purchase in India as of now.

Whether you are an amateur photographer, an avid gamer or a selfie lover, we’ve shortlisted the best ten smartphones in India in this price range so that you can choose your pick quite easily.

Without any further ado, let’s get to know the choices we have shortlisted for you.

Best Smartphones Under Rs.20,000

1. Poco X3 ProOverall Best Pick
2. IQOO Z3 5GRunner-up Pick
3. Realme Narzo 30 ProBudget All-round Performer
4. Redmi Note 10 Pro MaxFeature-rich Smartphone
5. Realme 8s 5GValue for Money Smartphone
6. Samsung Galaxy F42 5GBest Smartphone for Regular User
7. Infinix Note 10 ProBest Smartphone for Media Enthusiasts
8. Vivo V20 SESelfie Centric Smartphone
9. Oppo F19Best Lightweight Smartphone
10. Oppo A74 5GHonourable Mention

Note: The price shown are the once when we reviewed the products. However, as the promotional offers changes on the given E-commerce sites, the price may vary. Bettershark is supported by it’s readers and when you buy through links on our site, we may earn an affiliate commission.

1. Poco X3 Pro

Poco X3 Pro
Overall Best Pick
  • Extremely powerful Snapdragon 860 CPU
  • Fabulous 120Hz FHD+ panel
  • Liquid cooling technology


IR blaster

MIUI 12 based on Android 11

33W fast charging



Poco is an independent sub-brand of Xiaomi that rocked the budget smartphone industry with the launch of the Poco F1.

Finally, after a wait of 3 years, Poco has released a mid-range affordable smartphone with a flagship-level chipset and is priced at just Rs.18,999 which is even two thousand bucks less than the Poco F1.

Design and Build Quality

The exterior of the Poco X3 Pro is the same as Poco X3 – it has a plastic back that has a giant POCO branding on top with hatch lines above.

The camera design is not even a bit different from its predecessor model and to be honest, it has become less appealing since its inception. 

This smartphone has a thickness of 9.4mm and it weighs 213 grams. It feels hefty in hand and you can not use it for long with a single hand.

The fingerprint sensor is embedded in the power button and it works fast and flawless as expected.

The Poco X3 Pro has a hybrid sim slot, meaning you can either use two SIM cards at a time or a SIM card and an SD card. 

The IR blaster is placed on top and with the help of that, you can control your AC, TV, and other electronic devices.

This smartphone has IP53 splash-proof protection so exposure to drizzles and water splashes won’t be a problem. 


The Poco X3 Pro comes with a big 6.67-inch 120Hz Full HD+ LCD with a resolution of 1080 x 2400 pixels.

The 120Hz refresh rate of this panel will give you the best ultra-smooth visuals experience when it comes to the UI as well as games.

What’s more, is that it has a 240Hz touch sampling rate so whenever you click on the display to open the app or just scroll through a web page it will respond much faster compared to the other standard smartphones.

The display also has a TÜV Rheinland low blue light certification making sure your eyes won’t get too stressed while reading a digital book on Kindle or any other app.

The colour reproduction is amazing as well although it’s not as good as the AMOLED panel the overall media and user experience are good.

Processor and Performance

This device is powered by the Qualcomm Snapdragon 860 octa-core processor designed on 7-nm architecture and has a clock speed of 2.96GHz.

This SoC is paired with the 6GB RAM which helps it to deliver smooth and lag-free performance no matter what you throw at it. 

You can play modern AAA games at 60fps minimum and notice no lag and while gaming, the device has liquid cooling technology that works well to control the internal temperature from shooting up.

The 128GB UFS 3.1 storage enhances the overall smartphone performance with quicker read/write speeds.

The OS you get to see on this device is Android 11 but layered on top with MIUI 12 which surprisingly has no ads so the user experience is clean.


This is where Poco did the cost-cutting. This device has a quad-camera setup at the back consisting of a 48MP primary lens, 8MP ultrawide, 2MP macro, and 2MP depth sensor.

The 48MP main camera takes decent images in natural sunlight. The primary sensor captures photos with good colours but it lacks details and sharpness.

Ultrawide sensor is useful for taking group photos and delivers above-average quality photos.

What is interesting about the camera is Pro Mode – it has a lot of functions to play with so that you can manually control different variables such as ISO, focus, white balance etc.

You can record videos in 4K 30 fps or if you need a smooth video recording you can switch to 1080p/60fps.

The 20MP selfie camera captures good photos in daylight condition with good enough details, the colours are vivid and the contrast is great.

Battery Life

The Poco X3 Pro is powered by a 5120mAh battery and lasts for a day if you just use it for casual use but since it is a performance-oriented phone you are most likely to game or use it heavily therefore expect the screen on time to be around 7-8 hours. This is good in our opinion as you are also using the panel at 120Hz.

Don’t worry about the charging, the bundled 33W fast charger will juice up the battery in just 1 hour 10 minutes.


Yes, this smartphone is a true successor of Poco F1. The performance is on par when compared with any other smartphone that is available for under Rs.20,000.


Operating SystemAndroid 11
Display6.67-inch 120Hz FHD+ LCD
Camera48MP + 8MP + 2MP + 2MP rear, 20MP front
ChipsetQualcomm Snapdragon 860

2. IQOO Z3 5G

Runner-up Pick
  • IPS LCD 120Hz
  • Snapdragon 768G processor
  • Android 11 OS


Side fingerprint sensor

55W fast charging

Features headphone jack


No AMOLED panel

iQOO is a Chinese smartphone company that was formed as a subsidiary of Vivo but now it has become independent from Vivo and markets smartphones under its brand. 

The iQOO Z3 5G is the latest mid-range smartphone by the company and it retails for Rs.20,990 in the Indian market.

Build and Design 

The iQOO Z3 5G is another addition to the mid-range smartphone market in India. We had previously reviewed their iQOO 3 smartphone as well which was a banger. 

When it comes to the build and design of the iQOO Z3 5G, this smartphone has a polycarbonate construction to keep the cost low. The frame and back of the smartphone are made from polycarbonate plastic. 

Also present in the rear is the triple camera setup which is pretty decent, it looks similar to the setup of most smartphones that are currently in the market. 

The side of the iQOO Z3 5G features the volume rocker and the power button which doubles as the fingerprint sensor. 

The beloved 3.5mm headphone jack also makes a return on the smartphone.


Under the hood of the iQOO Z3 5G is the Qualcomm Snapdragon 768G. The iQOO Z3 5G is the first phone in India to feature this chipset. 

For gaming, this smartphone is equipped with the Adreno 620 GPU which should provide you with a smooth gaming experience. You won’t have any trouble running games on the smartphone. 

Furthermore, this smartphone runs on the Android 11 operating system with the Funtouch 11.1 UI skin by iQOO. 

When it comes to RAM and storage, this smartphone has 6GB of RAM along with 128GB of internal storage. Overall the experience of the iQOO Z3 5G is smooth and enjoyable. 


The iQOO Z3 5G does not feature an AMOLED display and instead, the smartphone features an IPS LCD which has a fluid refresh rate of 120Hz. 

Thanks to the 120Hz fluid refresh rate you can enjoy games the way they are meant to be played. 

One of the drawbacks of the IPS LCD panel is that the colour accuracy is not as vibrant and accurate as an AMOLED panel.

The panel of the IQOO Z3 5G supports HDR10. Since it is an LCD panel, there is no always-on support for this smartphone as well. 


The iQOO Z3 5G sports a triple camera setup in its rear and a waterdrop notch in the front for the selfie camera. 

The sensors on the rear include a 64 MP wide, 8MP ultra-wide, and a 2 MP macro. In its front is the 16MP selfie shooter. 

When it comes to image quality, the iQOO Z3 5G is quite impressive for the price. Images taken by the camera appear good. But there is also some softening present when taking pictures in portrait mode.

This smartphone is also capable of recording videos at 4K 60 fps which is quite nice. There is no OIS on the smartphone but we do get EIS. 

Battery Life 

The iQOO Z3 5G smartphone is equipped with a 4400mAh Li-polymer battery that should give you a day’s charge during normal usage.

The smartphone also has support for 55W fast charging and you get the charger for the smartphone in the box unlike some other smartphones these days.


The iQOO Z3 5G is a gaming smartphone that is well worth the price you pay. The new Snapdragon chipset is impressive and should provide you with excellent performance.


Operating SystemAndroid 11
Display6.58-inch FHD+ 120Hz
Camera64MP + 8MP + 2MP rear, 16MP front
ChipsetQualcomm Snapdragon 768G

3. Realme Narzo 30 Pro

Realme Narzo 30 Pro
Budget All-round Performer
  • Powerful MediaTek CPU
  • High refresh rate FHD+ panel
  • Fast charging support


Decent speaker quality

Intuitive Realme OS UI

Elegant design


No dedicated SD card slot

Realme is a budget smartphone brand spun off from Oppo to compete directly with the Redmi range of smartphones.

The original Narzo series was launched as an ultra-affordable gaming smartphone but with disappointing internals. The all-new Narzo 30 Pro is here with some significant improvements.

Design and Build Quality

The Realme Narzo 30 Pro has a plastic build that is sturdy but since it has a glossy finish it attracts fingerprints quite easily.  

This device is relatively large in comparison and weighs around 196g. You might find it a bit uneasy at first but will get used to it in a few days. 

Unlike the Realme X7, the Narzo 30 Pro features a 3.5mm audio jack for wired audio output via earphones and headphones

The fingerprint sensor on this device can be found overlapped with the power button, which is one of the latest trends in budget smartphones with LCDs. 


The Realme Narzo 30 Pro features a 6.5-inch 120Hz Full HD+ punch-hole display with a resolution of 1080 x 2400 pixels.

With an ample 405ppi pixel density, the visuals and text appear sharp and detailed. 

The 120Hz refresh rate makes the UI feel butter smooth while scrolling. With supported games, you can enjoy this enhanced refresh rate for butter-smooth visuals and transitions. 

The bezels around the display are narrower, offering an impressive screen to body ratio for an immersive media consumption experience. 

The colours appear natural and the contrast ratio is commendable for an LCD. With a maximum brightness of 480nits, indoor legibility is not an issue. 

Processor and Performance

The Realme Narzo 30 Pro packs the MediaTek Dimensity 800U 5G processor which we discussed with the Realme X7 smartphone. 

This 5G ready processor handles resource-intensive tasks such as gaming and multitasking like a champ without any lags or stutters. 

The 8GB LPDDR4X RAM on board is more than sufficient to keep the apps in the memory for quick retrieval. 

The 128GB UFS2.1 storage lets you store a lot of files onboard without running out of space that easy. 


The Realme Narzo 30 Pro features a triple rear camera setup consisting of a 48MP main camera followed by an 8MP ultrawide and 2MP macro lens.

The rear camera performs exceptionally well in natural light conditions. The colours and details are on par with other similarly priced smartphones. 

The ultrawide shooter captures pictures with a wider field of view without significant degradation in the quality, provided that the lighting conditions are favourable. 

There is a dedicated night mode in the camera app that will let you take decent looking night shots with bright subjects but with considerable noise. 

The Realme Narzo Pro 30 features EIS (Electronic Image Stabilization) for smoothing out the shakes and jitters during video capture and does a good job at that. 

The 16MP selfie camera works fine under good lighting conditions. The skin tone looks natural and the colours are preserved to an extent.

Battery Life

The Realme Narzo 30 Pro is powered by a 5000mAh battery that will last easily for a day of heavy usage with 120Hz refresh rate mode. 

The bundled 30W dart charger manages to juice up the battery from zero to a hundred within 1.30 hours. 


The Realme Narzo 30 Pro is a feature-packed smartphone with a high refresh rate display and future-ready 5G connectivity at just Rs.20,000.


Operating SystemAndroid 10.0 Q
Display6.5-inch Full HD+ 120Hz
Camera48MP + 8MP + 2MP Rear, 16MP Front
ChipsetMediaTek Dimensity 800U

4. Redmi Note 10 Pro Max

Redmi Note 10 Pro Max
Feature-rich Smartphone
  • 120Hz sAMOLED FHD+ display
  • Power-efficient Snapdragon 732G processor
  • Good battery life and fast charging


Side-mounted fingerprint scanner

IP53 dust and water-resistant

Dual stereo speakers


Average ultrawide camera

Redmi Note series has been a major success for the Chinese company Xiaomi in the Indian market. 

The Note 10 Pro Max is the latest flagship Note series smartphone from Redmi that is currently on sale in the Indian market for a budget under Rs.20,000.

Design and Build Quality

The Redmi Note 10 Pro Max comes with a glass sandwich design with a plastic frame in the middle. 

Certified IP53 rated, this smartphone can withstand dust and water splashes without any issues whatsoever.

Weighing at 192g, this smartphone feels comfortable to hold in hands, at least better than that of its predecessor Redmi Note 9 Pro Max. 

The Z-axis vibration motor inside this device gives impressive haptic feedback on typing, gaming, and while consuming media content.

Xiaomi has cut no corner when it comes to the device’s physical appearance. The fingerprint is doubled with the power button which works snappy.

At the top, there is an IR blaster, noise cancellation mic, and audio output. This device has dual speakers one at the top and another one at the bottom.


The Redmi Note 10 Pro Max features a 6.67-inch 120Hz Full HD+ Super AMOLED punch-hole display with a resolution of 1080 x 2400 pixels.

This is for the first time that Redmi has included an AMOLED panel on its Redmi Note series smartphones. 

With a peak brightness of 1200 nits, this panel is convenient to use indoors as well as outdoors.

This is an OLED panel and has a higher 120Hz refresh rate, which was not available in the previous Redmi Note 9 series so yes it is a big improvement from its predecessor model.

You can stream OTT content in Full HD resolution as the panel has widevine L1 certification, and also the panel is HDR10 certified.

The colour reproduction is remarkable, every visual on the panel will look vivid and punchy.

The higher refresh rate will provide an ultra-smooth experience and with that 240Hz touch sampling rate, the user experience will be even smoother.

Processor and Performance

The showrunner of the Redmi Note 10 Pro Max is the powerful Qualcomm Snapdragon 732G octa-core SoC designed on 8-nm architecture.

The 6GB RAM inside this smartphone ensures a lag-free intense multitasking experience and even with gaming, the performance is buttery smooth.

This power-efficient chipset will provide a decent gaming experience and with heavy games like COD Mobile, you can get 40-45 fps.

The 128GB UFS 2.2 storage on board is fast and improves the overall performance significantly.

The device comes pre-installed with MIUI 12 based on Android 11. 


The Redmi Note 10 Pro Max has a quad-camera setup on the back.

It has a large 108MP Samsung HM2 main camera unit along with an 8MP ultrawide lens, 5MP macro sensor, and 2MP depth sensor.

The main camera of this smartphone works fine. The photos taken in daylight conditions are detailed and sharp. The colour reproduction is okay and the quality of photos from the macro camera has also improved.

However, the colour looks muted when you take photos from the ultrawide lens which can be a letdown for many.

The portrait from this smartphone comes out decent, the edge detection is good but improvement required in skin tones.

The camera app is full of features – you can record slow-motion videos, shoot vlogs, apply filters right from the main camera app, and more.

The photos taken at night using night mode are quite usable when compared with that of its predecessor. 

The 16MP front shooter captures decent selfie images. The images have a slightly greenish tint and the scenario in the portrait selfies is not much different.

Battery Life

The Redmi Note 10 Pro Max is powered by the 5020mAh lithium-ion battery that will give backup for a day on normal to heavy use.

The bundled fast 33W charger will recharge the battery levels from zero to a full in 1 hour 15 minutes.


The Redmi Note 10 Pro Max can give you the best budget smartphone experience, thanks to the gorgeous OLED display and the powerful processor inside.


Operating SystemAndroid 11
Display6.67-inch 120Hz FHD+ Super AMOLED
Camera108MP + 8MP + 5MP + 2MP Rear, 16MP Front
ChipsetQualcomm Snapdragon 732G

5. Realme 8s 5G

realme 8s 5G
Value for Money Smartphone
  • Power-efficient MediaTek Dimensity processor
  • Smooth 90Hz FHD+ display
  • Side-mounted fingerprint scanner


Latest Android 11 OS out of the box

Infinity star design

Fast charging support


Average camera performance

Realme is a Chinese smartphone manufacturer that gives tough competition to Xiaomi by providing customers with affordable feature-rich Android smartphones. 

The Realme 8s 5G is a mid-range Android smartphone packed with a lot of cutting edge features, retailing in the Indian market for just Rs.17,999.

Design and Build Quality

Realme is never afraid of trying new designs with their smartphones and Realme 8s is no exception. The company advertises the design of this smartphone as Infinity Star.

The shimmering back of this smartphone has a matte finish that eliminates the problem with fingerprint marks and smudges. 

Designwise, we give thumbs up to this device. It has a slightly thick side profile yet still it only weighs 191 grams.It does not feel much heavy in the hands and rests easily inside pockets.

Talking about I/O and buttons, the Realme 8s has a USB-C and audio output jack at the bottom frame. The fingerprint sensor is embedded in the power button positioned on the right frame as usual and on the left, you will find volume rockers.

This device has support for dual 5G SIM and a dedicated microSD card slot for memory expansion.


The Realme 8s sports a 6.5-inch 90Hz Full HD+ display with a resolution of 1080 x 2400 pixels and a pixel density of 405-PPI.

This panel has a maximum brightness of 600 nits which is more than sufficient for effortless indoor and outdoor legibility.

The quality of visuals is sharp thanks to the rich pixel density and the colour reproduction is also good.You will love consuming media on this wide viewing display.

The 90Hz refresh rate will deliver a smooth user experience when you scroll through the app drawer, playing games, or while browsing through the web.

Processor and Performance

The Realme 8s is powered by the MediaTek Dimensity 810 octa-core SoC designed on 6-nm architecture and its very power-efficient chipset.

We are quite surprised with this offering of MediaTek – the Dimensity 810 stands up to its Snapdragon counterparts and offers excellent performance for the asking price.

This CPU when paired with 6GB LPDDR4x RAM offers flawless performance on everyday use and it does not break a sweat when it comes to multitasking.

The 128GB UFS 2.1 storage will help you load your installed applications swiftly and from the storage perspective, we think it’s adequate.

The Realme 8s comes pre-installed with the Realme UI 2.0 based on Android 11 OS. The ads are there but compared to Xiaomi it’s minimal.


The Realme 8s houses triple lenses at the back along with an LED flashlight.

The 64MP primary sensor provides good quality images in broad daylight but the photos are not shot in low light and have considerable noise.

Night mode can be helpful but for that, you need some help from artificial light to get pictures with less noise.

We don’t know why Realme chose to go for a 2MP depth and 2MP macro shooter. They work fine for sure but an ultrawide sensor was preferable.

If we compare it to the Realme 8 Pro camera, this is definitely a downgrade.

The 16MP front-facing camera takes good selfies in well-lit environments – the skin tones are getting a bit white but are nothing sort of a deal-breaker.

Battery Life

Thanks to the power-efficient CPU, the 5000mAh battery of Realme 8s will last up to an entire day with heavy use.

The bundled 33W fast charger will juice up the battery levels from 0 – 100% in less than 2 hours.


The Realme 8s is all about the performance and not the camera that’s for sure and if you are looking for a smartphone with good performance, display, design and battery life then go for it.


Operating SystemAndroid 11
Display6.5-inch 90Hz FHD+
Camera64MP + 8MP + 2MP rear, 16MP front
ChipsetMediaTek Dimensity 810

6. Samsung Galaxy F42 5G

Samsung Galaxy F42 5G
Best Smartphone for Regular User
  • MediaTek Dimensity 700 processor
  • Decent FHD+ 90Hz display
  • Simple and catchy design


Side-mounted fingerprint scanner

Good battery life

Brand reliability


Average camera performance

Samsung needs no introduction when it comes to consumer electronics. It is one of the most trustable brands by Indian people.

The Samsung Galaxy F42 5G is a new addition to the F-series lineup and is more like an improved version of the Galaxy M42 5G.

Design and Build Quality

The Samsung Galaxy F42 has a polycarbonate back with a hatch line design. It’s nothing surprising as Samsung is playing with line design concepts a lot lately.

One minor change we found is in the camera department though it does affect the design. However, it helps you differentiate between the latest Samsung M and F series models.

Even though it’s not a new design, we like it as it fits with anybody’s personality.

Coming to the usability of this smartphone, it’s heavy at 203 grams and is not good for one-hand use.

The smartphone comes with a USB-C port and an audio jack. The fingerprint sensor is embedded in the power button.


In the M-series, there’s a model named Samsung Galaxy M42 5G which gives a Super AMOLED display but with HD+ resolution.

Now, in Samsung Galaxy F42 you will get a 6.6-inch 90Hz Full HD+ TFT display with a resolution of 1080 x 2408 pixels.

Do note that this smartphone has a TFT display and not a super AMOLED panel as you would expect from Samsung.

Well, the quality of the display is good, the only difference you notice is that colours are not as warm as a super AMOLED panel.

The visual and text appear sharp on this display. Also, the brightness is enough for both indoor and outdoor environments.

Processor and Performance

Finally, Samsung Galaxy F42 comes equipped with the MediaTek Dimeisnty 700 octa-core processor designed on 7-nm architecture.

We’ve been waiting for so long to see this as Samsung mostly uses MediaTek processors in their budget and mid-range smartphones.

This CPU when coupled with the 6GB RAM offers lag-free performance on everyday use and multitasking.

Gaming can be done on this phone but not at a competitive level. Samsung smartphones are not good at providing a reliable gaming experience at least in.

As we expected, the 128GB of storage is not the UFS type. Anyway, you do get enough space to keep multimedia files and documents offline.


The Samsung Galaxy F42 has a triple rear camera setup consisting of a 64MP main camera, 5MP ultrawide, and a 2MP macro sensor.

The main lens of this smartphone takes good quality photos in a well-lit environment – the images have decent colours and sharpness is on par.

The ultrawide takes decent photos but it struggles to maintain the dynamic range and we find that it darkens the photos a bit.

The macro sensor is hardly used by anyone though it takes good quality close-range photos.

There is an 8MP selfie camera that provides average selfies. To be honest, only the sharpness is fine, the skin tones and background colours are soft.

Battery Life

This smartphone is powered by a 5000mAh lithium battery inside that will last for a day and half with normal to heavy use. 

Inside the box, you will get a 15W fast charger which helps recharge the battery quicker.


The Samsung Galaxy F42 provides good performance and it is for those people who just need a reliable device with a simple user experience.

Brand reliability is also another reason for buying this smartphone but we advise that gamers should skip this smartphone.


Operating SystemAndroid 11
Display6.6-inch 90Hz FHD+
Camera64MP + 5MP + 2MP rear, 8MP front
ChipsetMediaTek Dimensity 700

7. Infinix Note 10 Pro

Infinix Note 10 Pro
Best Smartphone for Media Enthusiasts
  • Good everyday performance
  • Responsive and colourful FHD+ display
  • Eye-catching design


Fast performing UFS storage

Latest Android 11 OS

Side-mounted fingerprint scanner


Heavy and big

Infinix is slowly and steadily making its way to the Indian market. Previously, we’ve only seen their low-budget phones but now they have smartphones above the Rs.15,000 price bracket.

The Infinix Note 10 Pro packed a lot of good features for the price of Rs.16,999 and if you love the big screens then you’ll love it.

Design and Build Quality

The back and middle frame of this smartphone are crafted from plastic and it is of good quality.

This smartphone design has won the IF Design award 2021 which is no surprise – it has a matte texture finish on the body which feels great.

There are three colour variants and what we don’t understand is the name of colours, for real, what does it mean 95-degree black colour?

We at least have an idea that it is a black colour but the concept of mathematics is out of the syllabus here.

Moving ahead, this smartphone is heavy which is no wonder because it is almost the size of an entry-level tablet.

You get all the modern facilities such as a side-mounted fingerprint scanner, USB-C port, and primary microphone.


The Infinix Note 10 Pro sports a big 6.95-inch 90Hz Full HD+ IPS display with a resolution of 1080 x 2460 pixels.

As noted earlier, if you like a big display this device is for you and as a cherry on top, this panel has Widevine L1 certification meaning you can stream your favorite OTT platform contents in FHD resolution.

The user experience with the display is buttery smooth and the 180Hz touch sampling rate makes it even more responsive.

With the peak brightness of 480 nits, you will rarely struggle to notice the display visuals.

Thanks to the IPS technology, the screen has good colour reproduction and the visuals look the same from all viewing angles.

Processor and Performance

The showrunner of the Infinix Note 10 Pro is the capable MediaTek Helio G95 processor that provides a good everyday and gaming performance.

The 8GB RAM onboard runs any application with ease – be it a normal social media app or graphics-intensive 3D game.

The 256GB storage is a surprise because every other smartphone on this list here has a maximum capacity of 128GB.

Being a UFS 2.2 storage, the read and write speeds are amazing. This results in better overall performance.  

The Infinix Note 10 Pro comes pre-installed with the XOS 7.6 based on Android 11 OS. At first, you might find it a bit difficult to understand the UI but you will get used to it in no time.


The Infinix Note 10 Pro has a quad-camera at the back consisting of 64MP main, 8MP ultrawide, 2MP depth, and 2MP mono sensor.

The primary sensor captures good photos in daylight, but there’s still room for improvement with respect to the dynamic range.

The ultrawide also works as a macro sensor and photos in macro are not that good as it lacks autofocus.

Both the front and the rear camera can capture 4K videos at 30fps. 

There’s a 16MP selfie sensor in the front assisted with a flashlight LED.The advantage is that you can click clear selfies at night or in a place where lighting is not sufficient.

Battery Life

The Infinix Note 10 Pro is packed with a 5000mAh battery that will easily provide power backup for up to 10 hours with a single charge.

The 33W fast charger will juice up the battery levels from zero to full in 1:30 hours.


See, the Infinix Note 10 Pro is full of features and it’s an irresistible deal at the price of Rs.16,999.

There’s only one thing we wish that the company should have opted for a Dimensity series processor but for its price and considering other features it’s a good deal.


Operating SystemAndroid 11
Display6.95-inch 90Hz FHD+
Camera64MP + 8MP + 2MP + 2MP Rear, 16MP front
ChipsetMediatek Helio G95

8. Vivo V20 SE

Vivo V20 SE
Selfie Centric Smartphone
  • Gorgeous AMOLED display
  • Fast charging support
  • Decent casual performance


Premium design

Thin and lightweight

In-display fingerprint scanner


Average processor

Vivo is a prominent Chinese smartphone manufacturer popular for its affordable lineup of Android smartphones in the Indian market.

The Vivo V20 SE is a camera-centric smartphone packed with a decently powerful chipset priced under Rs.20,000.

Design and Build Quality

Vivo has done an incredible job in terms of the design of the Vivo V20 SE. This smartphone looks premium with the glossy finish back and gradient colours.

This is a lightweight device and easy to operate with one hand. Weighing at just 171g, this device is lightweight and the slim form factor makes it easy to be carried around in the pant pockets.

The Vivo V20 SE features a 3.5mm audio jack, USB Type-C port, speaker grill and primary mic for calling at the bottom section of the middle frame.

The top section houses the secondary noise cancellation microphone along with the SIM tray with dual SIM slots and a dedicated microSD slot for memory expansion.

The power button and the volume rocker is positioned towards the right side of the middle frame.


The Vivo V20 SE features a 6.44-inch Full HD+ AMOLED U-notch display with a resolution of 1080 x 2400 pixels.

With a pixel density of 409ppi, this OLED display looks stunningly vivid and detailed. The colours pop out of the screen, thanks to the near-infinite contrast ratio offered by the OLED technology.

The display gets very bright indoors and when used outdoors, the screen is legible enough for the most part.

Except for the slightly thick bottom chin, the bezels on the top and sides are narrow, facilitating an immersive media consumption experience.

Processor and Performance

This is where the Vivo V20 SE is a huge disappointment. This device packs the yesteryear midrange Snapdragon 665 octa-core processor onboard.

While this is a perfectly capable everyday processor that can handle casual tasks such as web browsing and social networking, it isn’t that powerful enough for gaming and intense multitasking.

The 8GB RAM onboard makes sure the apps never run out of memory even when used side by side.

Regarding storage, the Vivo V20SE comes with an ample 128GB capacity with the option to further expand via the dedicated SD card slot.

Surprisingly, the Vivo V20 SE is one of the first smartphones in India to launch with the latest Android 11 out of the box.


The Vivo S20 SE has a triple rear camera setup with the primary shooter being a 48MP camera followed by the 8MP ultrawide and 2MP depth-sensing unit.

The photos captured with the 48MP sensor have a good amount of details and the colours look close to natural when compared with some other Vivo smartphones.

The 8MP ultrawide lens is perfectly usable under good lighting conditions but once the light fades, a significant amount of noise creeps into the clicks.

The camera app is fully loaded with features such as AI filters and stickers that can be used to enhance the fun element in amateur photography.

The Selfie camera was and is one of the main selling points of Vivo smartphones. The 32MP shooter on this one doesn’t let us down in terms of the quality.

Battery Life

The Vivo V20 SE is powered by a 4100mAh battery that will easily last you for a day of heavy usage without much trouble.

The bundled 33W adapter supports fast charging and juices up the battery completely from zero to a hundred per cent within an hour.


The Vivo V20 SE is a thin and lightweight Android smartphone with the latest Android 11 OS on board and decent everyday performance.

If you don’t use the phone much for gaming, the Vivo V20 SE is perfectly fine for your casual smartphone usage.


Operating SystemAndroid 10.0 Q
Display6.44-inch Full HD+ AMOLED
Camera48MP + 8MP + 2MP Rear, 32MP Front
ChipsetQualcomm® Snapdragon 665

9. Oppo F19

Oppo F19
Best Lightweight Smartphone
  • Colourful FHD+ panel
  • Premium looking design
  • Lightweight and easy to use


Decent Snapdragon processor

Up to 180Hz touch sampling rate

Good battery backup


Average camera performance

Oppo has a strong presence in both the online and offline market in the country and often releases new models much faster in India than it does in other regions outside China.

The Oppo F19 is a budget mid-range priced just Rs.20,000 following the new design strategy and respectable internals that makes it one of the best in the business in its price segment

Design and Build Quality

The Oppo F19 has the best design in the F series till now the back panel is plastic yet it looks like a glass back.

The glossy back of this phone is a fingerprint magnet so you better use the TPU case provided within the box. It’s not just to prevent fingerprints and dust but also to protect your device if it slips from your hand accidentally.

The device weighs 10-13 grams more compared to its predecessor Oppo F17. This smartphone weighs 176 grams and feels very light in hand.

This smartphone also has an optical fingerprint scanner that works swiftly when you place your finger.

The USB-C port, audio jack, and speaker grill is located on the bottom frame. The sound output is not that loud but the good thing is that the company provides wired earphones in the box and the quality is great.


The Oppo F19 has a 6.43-inch Full HD+ AMOLED punch-hole display with a resolution of 1080 x 2400 pixels.

The display has thin bezels and thanks to this it helps achieve the large screen to body ratio of 90.5% and provides an immersive wide viewing experience.

The display has a maximum touch sampling rate of 180Hz. In normal use, it remains at 135Hz but when it comes to gaming, it will automatically convert into 180Hz.

Thanks to the rich pixel density of 409-PPI, the quality of the image will be clear and sharp.

The display has a peak brightness of 800 nits and you can use the device under direct sunlight without any hesitation.

Since this is an AMOLED panel you don’t have to worry about the colours of the visual, it looks vivid and punchy.


This is the department where Oppo F19 lacks the most, Priced at Rs.18,990, this device comes equipped with the Qualcomm Snapdragon 662 octa-core SoC.

The 6GB RAM coupled with the CPU will provide great performance on everyday use and multitasking but the question in performance arises when it comes to gaming.

If you tend to do gaming with maximum settings then it will not be possible but most games available on Android will be playable at 30 fps minimum.

The smartphone has a built-in 128GB storage, in which you can store files offline. Out of the box, the Oppo F19 comes pre-installed with the ColorOS 11.1 based on Android 11.


The Oppo F19 has a 48MP main camera accompanied by a 2MP macro and 2MP depth. There is no ultrawide sensor which is quite a letdown.

The 48MP primary sensor takes good photos in natural sunlight and if you try to do indoor photography then the images will look soft for sure.

Enabling the AI mode will enhance the colour and it will boost the image colours but make sure not to use it everywhere especially on sunny days.

The depth sensor blurs the background well and portrait photos from the rear lens come out decent.

The 16MP selfie camera is not that great either, when you click selfies you will notice a strong reddish effect on the face especially the effect is more highlighted when selfies are taken under direct sunlight.

In our opinion, the Oppo camera performs way better on ColourOS 10, and to get the same performance on this you need to wait for some awesome software updates.

Battery Life

The Oppo F19 has a 5000mAh battery inside which gives power backup for a day with medium to heavy usage like social media, calling, and gaming.

The bundled 33W charger will juice up this mammoth battery from zero to a full in nearly an hour.


So, why should you pick this phone? If you want an awesome display to view media content then you should look up to this smartphone.

The display is one factor we consider but there are other features like fast charging, regular software updates, optical fingerprint scanner, and premium looking design.


Operating SystemAndroid 11
Display6.43-inch FHD+ AMOLED
Camera48MP + 8MP + 2MP Rear, 16MP Front
ChipsetQualcomm® Snapdragon 662

10. Oppo A74 5G

Oppo A74 5G
Honourable Mention
  • Smooth 90Hz FHD+ panel
  • Qualcomm 5G processor
  • Premium design


Side-mounted fingerprint sensor

Battery that lasts a day

48MP camera takes good photos


A bit overpriced

Oppo is yet another subsidiary of BBK electronics which manufactures smartphones and related accessories.

The Oppo A74 5G is a budget 5G smartphone that is designed for regular users who just need to accomplish their day to day tasks.

Design and Build Quality

Oppo smartphones are known for their modern and appealing design and with the A74 5G, the brand has proven itself again.

The rear panel has a glossy back that shines when the light source hits it and one piece of advice from our side, put a case cover as the back is prone to smudges.

Weighing at 190 grams, this device feels comfortable to use with a single hand and it does not feel heavy in the pockets.

There is a USB-C port and an audio jack at the bottom section of the frame. The power button is on the right and the volume rockers are positioned on the left side.

The curved sides at the back give a tight grip to the hands so the device will not slip when you use it.

The three lenses at the back are housed in a rectangular box that has curved edges and other than this module, the device has a minimal branding of Oppo in the bottom right corner.

Due to its minimalist design, the device feels and looks premium in the hand.


The Oppo A74 5G sports a 6.5-inch 90Hz Full HD+ LTPS punch-hole display with a resolution of 1080 x 2400 pixels.

Thanks to minimal bezels of the display which helps achieve an impressive 90.5% screen to body ratio.

This panel has a pixel density of 405-PPI and the visuals, as well as the text, appears sharp and clean without any sort of pixelation whatsoever. 

Having a 90Hz refresh rate in a mid-range smartphone is a desirable feature to have. You will notice butter-smooth animations in day to day usage and won’t go back to a standard 60Hz panel afterwards once you get used to it.

What’s more, this panel has a touch sampling rate of 180 Hz for accurate touch response.

Processor and Performance

The Oppo A74 5G comes equipped with the Qualcomm Snapdragon 480 5G octa-core chipset designed on 8-nm architecture.

You might think that this processor isn’t that powerful but this CPU is coupled with the 6GB RAM to provide a swift performance on a day to day use.

The GPU performance of this smartphone is similar to that GPU which is paired with the Snapdragon 720G processor.

To put it simply, you can do gaming at medium settings and multitasking without facing any lag.

The 128GB UFS 2.1 storage in this smartphone lets you store your files and documents. Furthermore, it will help elevate the performance of this smartphone by opening applications in minimal time.

This device runs on the latest Android 11.0 OS with Oppo’s ColorOS 11.1 on top. Thankfully, there are no annoying ads but you do get some pre-installed junk which you can uninstall if you want to.


The Oppo A74 5G has a triple rear camera setup consisting of a 48MP primary sensor, 2MP macro, and 2MP mono sensor.

The main lens takes good photos with balanced colours and rich details.

The macro lens on this device is a bit finicky and just returns average quality stills. 

We are missing the ultrawide lens. Instead, Oppo has provided a mono lens which can be useful if you like taking black and white photos with a good amount of finer details.

The portrait photos need to be improved in sharpness.

The 8MP front-facing camera takes decent photos, the portrait selfies have the same issue as the rear camera, it also lacks sharpness and the skin tone looks a bit more artificial.

Battery Life

Powered by the 5000mAh battery, this smartphone can last you about an entire day with normal to heavy use like gaming, social media, calling, and multimedia.

The bundled 18W charging brick will help you juice up the battery levels from zero to full within a couple of hours.


The Oppo A74 5G is one of the best budget 5G smartphones for a budget under Rs.20,000. If you are looking for a good-looking device with excellent everyday performance then this smartphone is for you.


Operating SystemAndroid 11
Display6.5-inch 90Hz FHD+
Camera48MP + 8MP + 2MP + 2MP Rear, 16MP front
ChipsetQualcomm Snapdragon 480

This concludes our list of the ten best premium mid-range smartphones under Rs.20,000 available in India.

By no means, this is a completely exhaustive guide, but we believe this would help you to start making up your mind by providing some cues.

Don’t worry, the pain is real and we all know it. Take your time and make up your mind.

Meanwhile, don’t hesitate to check out our best smartphones list under every possible budget category on our website.

If you have any suggestions or queries regarding this article, let us know in the comments section below. Thanks for your time and have a great day!

7 thoughts on “Best Smartphones Under Rs.20,000 (October 2021)”

  1. motorola g60 or narzo 30 pro.which phone will you suggest.
    .which is best for gaming and allround performance in under 20k

    • Hi Nisam!

      Both the Motorola G60 (Link – and the Realme Narzo 30 Pro (Link – are capable mid-range gaming devices for a budget under Rs.20,000. The Dimensity 800U on the Narzo 30 Pro has a slight edge in performance over the Snapdragon 732G on the Motorola G60, but in real world conditions, the difference is negligible. Both these smartphones will run modern gaming titles at medium/high graphics settings without any issues. Since the Motorola G60 comes with stock Android UI and a developer friendly Snapdragon SoC, we believe that the updates will be much quicker with the same when compared with the Narzo 30 Pro. To summarize, if you want a gaming smartphone with 5G capability, go for the Realme Narzo 30 Pro, but if you want a all-rounder smartphone capable of gaming and with quick OS/security updates and a long lasting battery life, pick the Motorola G60.

  2. Poco X3 vs Moto one fusion plus which smart phone will you suggest? I am a daily commuter so it should be handy and software experience should be great for day to day use.

    • Hi Dilip!

      The Poco X3 offers the best bang for buck deal under Rs.20,000 with a high refresh rate display, a slightly more powerful processor and beefier 6000mAh battery. If you love stock Android without any bloatware, the Moto One Fusion plus is the best choice. In short, since software experience is a primary concern, we’d suggest you pick the Moto One Fusion plus over the Poco X3.


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