Best Smartphones Under Rs.20,000 (July 2021)

Are you the one looking to step up your geek game a bit?

With a bunch of smartphone choices lying around, you’re sure to sweat it out to pick one but don’t worry we will walk you through the toughest part.

This smartphone buying list has been curated to provide you with an insight into the best smartphones under Rs.20,000 available for purchase in India as of now.

Whether you are an amateur photographer, an avid gamer or a selfie lover, we’ve shortlisted the best ten smartphones in India in this price range so that you can choose your pick quite easily.

Without any further ado, let’s get to know the choices we have shortlisted for you.

Best Smartphones Under Rs.20,000

1. Poco X3 ProOverall Best Pick
2. IQOO Z3 5GRunner-up Pick
3. Samsung Galaxy F62Best Battery Life
4. Redmi Note 10 Pro MaxFeature-rich Smartphone
5. Poco X2Best Developer-friendly Smartphone
6. Realme X7Value for Money Smartphone
7. Motorola G60Best Smartphone with Stock Android UI
8. Realme Narzo 30 ProBudget All-round Performer
9. Vivo V20 SESelfie Centric Smartphone
10. Oppo F19Honourable Mention

Note: The price shown are the once when we reviewed the products. However, as the promotional offers changes on the given E-commerce sites, the price may vary. Bettershark is supported by it’s readers and when you buy through links on our site, we may earn an affiliate commission.

1. Poco X3 Pro

Poco X3 Pro

Overall Best Pick

  • Extremely powerful Snapdragon 860 CPU
  • Fabulous 120Hz FHD+ panel
  • Liquid cooling technology


IR blaster

MIUI 12 based on Android 11

33W fast charging



Poco is an independent sub-brand of Xiaomi that rocked the budget smartphone industry with the launch of the Poco F1.

Finally, after a wait of 3 years, Poco has released a mid-range affordable smartphone with a flagship-level chipset and is priced at just Rs.18,999 which is even two thousand bucks less than the Poco F1.

Design and Build Quality

The exterior of the Poco X3 Pro is the same as Poco X3 – it has a plastic back that has a giant POCO branding on top with hatch lines above.

The camera design is not even a bit different from its predecessor model and to be honest, it has become less appealing since its inception. 

This smartphone has a thickness of 9.4mm and it weighs 213 grams. It feels hefty in hand and you can not use it for long with a single hand.

The fingerprint sensor is embedded in the power button and it works fast and flawless as expected.

The Poco X3 Pro has a hybrid sim slot, meaning you can either use two SIM cards at a time or a SIM card and an SD card.

The IR blaster is placed on top and with the help of that, you can control your AC, TV, and other electronic devices.

This smartphone has IP53 splash-proof protection so exposure to drizzles and water splashes won’t be a problem. 


The Poco X3 Pro comes with a big 6.67-inch 120Hz Full HD+ LCD with a resolution of 1080 x 2400 pixels.

The 120Hz refresh rate of this panel will give you the best ultra-smooth visuals experience when it comes to the UI as well as games.

What’s more, is that it has a 240Hz touch sampling rate so whenever you click on the display to open the app or just scroll through a web page it will respond much faster compared to the other standard smartphones.

The display also has a TÜV Rheinland low blue light certification making sure your eyes won’t get too stressed while reading a digital book on Kindle or any other app.

The colour reproduction is amazing as well although it’s not as good as the AMOLED panel the overall media and user experience are good.

Processor and Performance

This device is powered by the Qualcomm Snapdragon 860 octa-core processor designed on 7-nm architecture and has a clock speed of 2.96GHz.

This SoC is paired with the 6GB RAM which helps it to deliver smooth and lag-free performance no matter what you throw at it. 

You can play modern AAA games at 60fps minimum and notice no lag and while gaming, the device has liquid cooling technology that works well to control the internal temperature from shooting up.

The 128GB UFS 3.1 storage enhances the overall smartphone performance with quicker read/write speeds.

The OS you get to see on this device is Android 11 but layered on top with MIUI 12 which surprisingly has no ads so the user experience is clean.


This is where Poco did the cost-cutting. This device has a quad-camera setup at the back consisting of a 48MP primary lens, 8MP ultrawide, 2MP macro, and 2MP depth sensor.

The 48MP main camera takes decent images in natural sunlight. The primary sensor captures photos with good colours but it lacks details and sharpness.

Ultrawide sensor is useful for taking group photos and delivers above-average quality photos.

What is interesting about the camera is Pro Mode – it has a lot of functions to play with so that you can manually control different variables such as ISO, focus, white balance etc.

You can record videos in 4K 30 fps or if you need a smooth video recording you can switch to 1080p/60fps.

The 20MP selfie camera captures good photos in daylight condition with good enough details, the colours are vivid and the contrast is great.

Battery Life

The Poco X3 Pro is powered by a 5120mAh battery and lasts for a day if you just use it for casual use but since it is a performance-oriented phone you are most likely to game or use it heavily therefore expect the screen on time to be around 7-8 hours. This is good in our opinion as you are also using the panel at 120Hz.

Don’t worry about the charging, the bundled 33W fast charger will juice up the battery in just 1 hour 10 minutes.


Yes, this smartphone is a true successor of Poco F1. The performance is on par when compared with any other smartphone that is available under Rs.20,000.


Operating SystemAndroid 11
Display6.67-inch 120Hz FHD+ LCD
Camera48MP + 8MP + 2MP + 2MP rear, 20MP front
ChipsetQualcomm Snapdragon 860

ALSO READ: Best Smartphones Under Rs.15,000

2. IQOO Z3 5G


Runner-up Pick

  • IPS LCD 120Hz
  • Snapdragon 768G processor
  • Android 11 OS


Side fingerprint sensor

55W fast charging

Features headphone jack


No AMOLED panel

iQOO is a Chinese smartphone company that was formed as a subsidiary of Vivo but now it has become independent from Vivo and markets smartphones under its brand. 

The iQOO Z3 5G is the latest mid-range smartphone by the company and it retails for Rs.20,990 in the Indian market.

Build and Design 

The iQOO Z3 5G is another addition to the mid-range smartphone market in India. We had previously reviewed their iQOO 3 smartphone as well which was a banger. 

When it comes to the build and design of the iQOO Z3 5G, this smartphone has a polycarbonate construction to keep the cost low. The frame and back of the smartphone are made from polycarbonate plastic. 

Also present in the rear is the triple camera setup which is pretty decent, it looks similar to the setup of most smartphones that are currently in the market. 

The side of the iQOO Z3 5G features the volume rocker and the power button which doubles as the fingerprint sensor. 

The beloved 3.5mm headphone jack also makes a return on the smartphone.


Under the hood of the iQOO Z3 5G is the Qualcomm Snapdragon 768G. The iQOO Z3 5G is the first phone in India to feature this chipset. 

For gaming, this smartphone is equipped with the Adreno 620 GPU which should provide you with a smooth gaming experience. You won’t have any trouble running games on the smartphone. 

Furthermore, this smartphone runs on the Android 11 operating system with the Funtouch 11.1 UI skin by iQOO. 

When it comes to RAM and storage, this smartphone has 6GB of RAM along with 128GB of internal storage. Overall the experience of the iQOO Z3 5G is smooth and enjoyable. 


The iQOO Z3 5G does not feature an AMOLED display and instead, the smartphone features an IPS LCD which has a fluid refresh rate of 120Hz. 

Thanks to the 120Hz fluid refresh rate you can enjoy games the way they are meant to be played. 

One of the drawbacks of the IPS LCD panel is that the colour accuracy is not as vibrant and accurate as an AMOLED panel.

The panel of the IQOO Z3 5G supports HDR10. Since it is an LCD panel, there is no always-on support for this smartphone as well. 


The iQOO Z3 5G sports a triple camera setup in its rear and a waterdrop notch in the front for the selfie camera. 

The sensors on the rear include a 64 MP wide, 8MP ultra-wide, and a 2 MP macro. In its front is the 16MP selfie shooter. 

When it comes to image quality, the iQOO Z3 5G is quite impressive for the price. Images taken by the camera appear good. But there is also some softening present when taking pictures in portrait mode.

This smartphone is also capable of recording videos at 4K 60 fps which is quite nice. There is no OIS on the smartphone but we do get EIS. 

Battery Life 

The iQOO Z3 5G smartphone is equipped with a 4400mAh Li-polymer battery that should give you a day’s charge during normal usage.

The smartphone also has support for 55W fast charging and you get the charger for the smartphone in the box unlike some other smartphones these days.


The iQOO Z3 5G is a gaming smartphone that is well worth the price you pay. The new Snapdragon chipset is impressive and should provide you with excellent performance.


Operating SystemAndroid 11
Display6.58-inch FHD+ 120Hz
Camera64MP + 8MP + 2MP rear, 16MP front
ChipsetQualcomm Snapdragon 768G

3. Samsung Galaxy F62

Samsung Galaxy F62

Best Battery Life

  • Powerful Exynos CPU
  • Gorgeous OLED display
  • Intuitive One UI


Decent quad cameras

Robust build quality

Side-mounted fingerprint scanner



The Galaxy F62 is the second smartphone offering from the Samsung F series lineup after the much-praised F41. 

Priced under Rs.20,000, the Samsung Galaxy F62 competes with the premium mid-range smartphones from Xiaomi and Realme. 

Design and Build Quality

The Samsung Galaxy F62 has a glass front with a plastic frame and plastic back construction. 

The sleek design of this smartphone makes it look and feel premium in hand. The laser gradient design is unique from the rest of the smartphones in this price bracket.  

Weighing at 218g, the Samsung Galaxy F62 is not at all a lightweight smartphone. The mammoth 7000mAh battery inside makes this device feel like a brick in hand. 

The rear section has the square camera bump which houses the quad cameras and an assisting LED flashlight.

The volume rockers and the power button is positioned on the right side of the plastic middle frame. The power button doubles up as the fingerprint scanner, even though this smartphone comes with an OLED display. 

Fortunately, Samsung has retained the 3.5mm headphone jack on this smartphone. 


Displays are always the strong forte of Samsung smartphones. 

The Samsung Galaxy F62 features a 6.7-inch Full HD+ Super AMOLED Plus panel with a resolution of 1080 x 2400 pixels.

This is perhaps one of the best smartphone displays in the sub. Rs.25,000 price segment. The colours look vibrant and vivid and the blacks appear inky deep. 

This is a standard 60Hz refresh rate panel which is a bit of a letdown considering some other manufacturers market their smartphones half the price with high refresh rate panels. 

With a peak brightness level of 420 nits, this gorgeous OLED panel is a joy to use indoors and is fairly visible outdoors, under direct sunlight as well.

Processor and Performance

The Samsung Galaxy F62 packs the Exynos 9825 octa-core processor clocked at 2.7GHz. This CPU is built on the energy-efficient 7nm process that ensures uncompromised performance without being too much of a sucker for power. 

The 6GB RAM on board makes sure that everything runs fine without any sort of lags or stutters. Even with multitasking, the Samsung Galaxy F62 provides a pleasant experience.

Be it gaming or any other resource-intensive apps, the Galaxy F62 manages to run them without breaking a sweat. 

The 128GB storage makes sure that there is enough free space to save media files and miscellaneous content.

The Samsung Galaxy F62 runs on the latest Android 11 OS with the latest One UI 3.1 on top. 


This premium mid-range smartphone from Samsung comes with a quad rear camera setup consisting of the 64MP primary camera accompanied with a 12MP ultrawide, 5MP macro and a 5MP depth sensor. 

The photos from the primary camera turn out to be detailed and colour accurate. The dynamic range is wide and well articulated in the photos. The ultrawide shooter fares reasonably well in terms of colour accuracy and saturation. 

The depth sensor helps the primary camera to take good quality portrait mode photos with bokeh effects whereas the macro sensor allows to click photos much closer to the subject. 

Both the front and rear cameras are capable of recording 4K videos at 30fps. 

The 32MP punch hole camera up front captures excellent selfie shots with good skin tones and details when shot under adequate lighting conditions. 

Battery Life

The Samsung Galaxy F62 packs in a huge 7000mAh battery inside that will last for two days even with heavy usage. 

The included 25W charging brick juices up this battery within 2.15 hours. 

Thanks to the mammoth battery inside, this smartphone supports reverse charging. You can charge your other devices from this phone by using a compatible cable. 


Looking for a non-Chinese smartphone with excellent performance and a gorgeous OLED display? The Samsung Galaxy F62 checks almost all the right boxes if your budget is around Rs.20,000.


Operating SystemAndroid 11
Display6.7-inch FHD+ Super AMOLED
Camera64MP + 8MP + 5MP + 5MP Rear, 32MP Front
ChipsetExynos 9825

4. Redmi Note 10 Pro Max

Redmi Note 10 Pro Max

Feature-rich Smartphone

  • 120Hz sAMOLED FHD+ display
  • Power-efficient Snapdragon 732G processor
  • Good battery life and fast charging


Side-mounted fingerprint scanner

IP53 dust and water-resistant

Dual stereo speakers


Average ultrawide camera

Redmi Note series has been a major success for the Chinese company Xiaomi in the Indian market. 

The Note 10 Pro Max is the latest flagship Note series smartphone from Redmi that is currently on sale in the Indian market for a budget under Rs.20,000.

Design and Build Quality

The Redmi Note 10 Pro Max comes with a glass sandwich design with a plastic frame in the middle. 

Certified IP53 rated, this smartphone can withstand dust and water splashes without any issues whatsoever.

Weighing at 192g, this smartphone feels comfortable to hold in hands, at least better than that of its predecessor Redmi Note 9 Pro Max. 

The Z-axis vibration motor inside this device gives impressive haptic feedback on typing, gaming, and while consuming media content.

Xiaomi cut no corner when it comes to the device’s physical appearance. The fingerprint is doubled with the power button which works snappy.

At the top, there is an IR blaster, noise cancellation mic, and audio output. This device has dual speakers one at the top and another one at the bottom.


The Redmi Note 10 Pro Max features a 6.67-inch 120Hz Full HD+ Super AMOLED punch-hole display with a resolution of 1080 x 2400 pixels.

This is for the first time that Redmi has included an AMOLED panel on its Redmi Note series smartphones. 

With a peak brightness of 1200 nits, this panel is convenient to use indoors as well as outdoors.

This is an OLED panel and has a higher 120Hz refresh rate, which was not available in the previous Redmi Note 9 series so yes it is a big improvement from its predecessor model.

You can stream OTT content in Full HD resolution as the panel has widevine L1 certification, and also the panel is HDR10 certified.

The colour reproduction is remarkable, every visual on the panel will look vivid and punchy.

The higher refresh rate will provide an ultra-smooth experience and with that 240Hz touch sampling rate, the user experience will be even smoother.

Processor and Performance

The showrunner of the Redmi Note 10 Pro Max is the powerful Qualcomm Snapdragon 732G octa-core SoC designed on 8-nm architecture.

The 6GB RAM inside this smartphone ensures a lag-free intense multitasking experience and even with gaming, the performance is buttery smooth.

This power-efficient chipset will provide a decent gaming experience and with heavy games like COD Mobile, you can get 40-45 fps.

The 128GB UFS 2.2 storage on board is fast and improves the overall performance significantly.

The device comes pre-installed with MIUI 12 based on Android 11. 


The Redmi Note 10 Pro Max has a quad-camera setup on the back.

It has a large 108MP Samsung HM2 main camera unit along with an 8MP ultrawide lens, 5MP macro sensor, and 2MP depth sensor.

The main camera of this smartphone works fine. The photos taken in daylight conditions are detailed and sharp. The colour reproduction is okay and the quality of photos from the macro camera has also improved.

However, the colour looks muted when you take photos from the ultrawide lens which can be a letdown for many.

The portrait from this smartphone comes out decent, the edge detection is good but improvement required in skin tones.

The camera app is full of features – you can record slow-motion videos, shoot vlogs, apply filters right from the main camera app, and more.

The photos taken at night using night mode are quite usable when compared with that of its predecessor. 

The 16MP front shooter captures decent selfie images. The images have a slightly greenish tint and the scenario in the portrait selfies is not much different.

Battery Life

The Redmi Note 10 Pro Max is powered by the 5020mAh lithium-ion battery that will give backup for a day on normal to heavy use.

The bundled fast 33W charger will recharge the battery levels from zero to a full in 1 hour 15 minutes.


The Redmi Note 10 Pro Max can give you the best budget smartphone experience, thanks to the gorgeous OLED display and the powerful processor inside.


Operating SystemAndroid 11
Display6.67-inch 120Hz FHD+ Super AMOLED
Camera108MP + 8MP + 5MP + 2MP Rear, 16MP Front
ChipsetQualcomm Snapdragon 732G

5. Poco X2

Poco X2

Best Developer-friendly Smartphone

  • Gorgeous 120Hz refresh rate FHD+ display
  • Powerful Snapdragon 730G processor
  • Long-lasting 5000mAh battery


Hi-Fi Audio DAC

27W charger in the box

An efficient liquid cooling system


No dedicated SD card slot

POCO is an independent sub-brand of Xiaomi which released the widely successful POCO F1 smartphone that is considered a legend to this day among the consumers.

The POCO F1 offered amazing hardware at an unbelievable price and the users have been asking for the next iteration for God knows how long.

Finally, the company decided to launch the POCO X2 smartphone, again at an incredible price tag costing well under Rs.20,000.

Design and Build Quality

The POCO X2 shares an uncanny resemblance with the 5G capable Redmi K30 smartphone.

The glass sandwich design looks very elegant and feels premium in hand. POCO went the notch-less way with the double punch-hole front camera setup to increase the available screen real estate.

There is a 3.5mm headphone jack for those with a wired headphone, so don’t worry about investing extra on a Bluetooth headphone.

Overall the build quality of the POCO X2 is commendable for the price and it won’t be too much to say, this device is an absolute steal for your money.


As we have earlier mentioned, the all-new POCO X2 comes with a double punch-hole display, which is the new trend among smartphone manufacturers.

This is a large 6.67-inch full HD+ reality flow display with a refresh rate of 120Hz.

The scrolling and transitions feel buttery smooth on this device and it is almost sure that after using a 120Hz display, going back to a traditional 60Hz device will be hard.

The colours look very natural and vivid and the brightness levels are on par with the competitors in the same price range.

This display is protected by the latest iteration of Corning Gorilla glass. Not only the protection covers the display but also the rear as well.

Processor and Performance

The POCO X2 comes loaded with the gaming-oriented Qualcomm Snapdragon 730G SoC clocked at 2.2GHz.

This chipset delivers exceptional graphics as well as multitasking performance coupled with the 6GB RAM and the 128GB UFS2.1 storage.

Be it day to day usage or heavy gaming, this smartphone chews through everything you throw at it in style.


This budget Android smartphone from POCO features a quad-camera rear setup with the main 64MP sensor, an 8MP ultra-wide angle sensor, a dedicated 2MP macro shooter along with 2MP depth-sensing unit.

In the front, there is the 20MP main camera assisted with a 2MP depth sensor for better portrait selfie shots.

The photo and video quality that comes out of these cameras are very well balanced with natural skin tones and colours.

Battery Life

The POCO X2 is powered by a 4500mAh Li-ion battery to accommodate its powerful processor and the 120Hz display.

The phone lasts comfortably over a day and half of heavy usage. The supplied 27W fast charger juices up the device pretty fast as well.


If you don’t mind the lack of an OLED panel, the POCO X2 is one of the best devices you can get your hands on for a budget under Rs.20,000.

The long-lasting battery, 120Hz display and the 64MP quad-camera deliver an amazing value for money prospect with this device.


Operating SystemAndroid 10.0 Q
Display6.67 inch Full HD+ IPS 120Hz
Camera64MP + 8MP + 2MP + 2MP Front, 20MP + 2MP Rear
ChipsetQualcomm Snapdragon 730G

6. Realme X7

Realme X7

Value for Money Smartphone

  • Powerful MediaTek Dimensity chipset
  • Gorgeous OLED display
  • 5G connectivity


Fast charging support

Excellent RAM management

In-display fingerprint scanner


Average selfie camera

Realme is a Chinese smartphone manufacturer that gives a tough competition to Xiaomi in terms of providing customers with affordable feature-rich Android smartphones.

The all-new Realme X7 is a mid-range smartphone packed with a lot of useful features retailing in the Indian market for just Rs.19,999.

Design and Build Quality

Realme is no stranger to using flashy colours and accents on their budget smartphones.
The Realme X7 is one of the most flashy Android smartphones available in the Indian market as of now.

Weighing at just 176g, this smartphone is 8.1m thick and feels comfortable in the hand. You can carry this device in your pocket without even noticing it is there.

Unlike most other smartphones in the market, the Realme 7 flaunts the volume rockers on the left side of the frame and the power button on the right. The fingerprint scanner is tucked underneath the display.

Unfortunately, there is no audio jack on this smartphone but a single USB Type-C port for charging and data syncing. Realme has provided a Type-C to 3.5mm converter in the box if that’s of any use.


The Realme X7 features a 6.4-inch Full HD+ Super AMOLED display with a resolution of 1080 x 2400 pixels.

Surprisingly, this smartphone has a standard 60Hz refresh rate but comes with an enhanced 180Hz touch sampling rate for precise touch input response.

Being an AMOLED panel, the blacks appear dark and the colours seem to pop out bright and vivid. Thanks to the higher pixel density count, the visuals appear sharp and detailed without any kind of pixelation.

With a peak brightness of 600nits, this display fares excellently indoors and fairly decent under direct sunlight as well.

Processor and Performance

The Realme X7 has the brand new MediaTek Dimensity 800U SoC with 5G radio support on board.

The new Dimensity series processors from MediaTek has significantly reduced the gap between competing Snapdragon processors in terms of performance.

The 6GB LPDDR4X RAM onboard assists the processor to handle daily chores and resource-intensive tasks like a champ, without breaking any sweat.

Thanks to the 128 UFS2.1 storage, the apps load pretty snappily and the data transfer speeds are commendable as well.

You will be able to run almost all of the modern gaming titles on this smartphone without a hitch.


The Realme X7 houses a triple rear camera setup consisting of a 64MP primary camera, an 8MP ultrawide and a 2MP macro lens.

Photos clicked in daylight turn out pretty good with a good amount of details and colour accuracy. The green seems to be a bit oversaturated but it is a software issue and can be fixed with an OTA update nevertheless.

The ultrawide sensor captures a lot of subjects when compared to the primary shooter. The colours and details from this sensor are better than what we had expected.

The 16MP front shooter delivers average quality selfies with a softer skin tone.

Battery Life

Realme X7 is powered by a 4310mAh battery that will easily last for a day and a half with moderate usage.

The bundled 50W super dart charger juices up the battery from 0-50% in just 18 minutes, which is mindblowing, to be honest.


The Realme X7 is one of the best budget smartphones offering a mix of great performance and feature completeness for a budget under Rs.20,000.


Operating SystemAndroid 10.0 Q
Display6.4-inch Full HD+ Super AMOLED
Camera64MP + 8MP + 2MP Rear, 16MP Front
ChipsetMediaTek Dimensity 800U

7. Motorola G60

Motorola G60

Best Smartphone with Stock Android UI

  • Gorgeous 120Hz FHD+ display
  • Stock Android 11 out of the box
  • Long-lasting battery life


Qualcomm quick charge 4.0 technology

Good camera performance

Rear fingerprint scanner


Not ideal for single-hand use

Motorola was lagging behind the competitors in the smartphone market once Lenovo acquired it from Google.

The all-new Motorola G60 is a sign of Motorola trying to up its ante against brands like Xiaomi and Realme to capture the lost foothold in the market.

Design and Build Quality

Motorola has improved the design a bit with the all-new G60 – the back panel feels like the glass back but it is plastic actually and the in-hand feel of this phone is amazing.

However, the smartphone is very heavy or you can say it weighs the same as a Poco X3. Weighing at 225 grams, you will feel the heft in your pocket.

The camera design of this smartphone is similar to that of its younger sibling – the G40 Fusion and the fingerprint scanner is located on the rear side with the “M” logo stamped on it. 

On the right side frame, there is the tactile power button, volume rockers along with the Google Assistant button which is not necessary for our opinion.

Using the SIM ejector pin you can pull out the SIM tray from the left side of the frame and it is a hybrid setup. This means you can either use a dual SIM or a single SIM and a micro SD card.

The audio jack is placed at the top frame whereas the USB Type-C port is located at the bottom frame.


The Motorola G60 sports a 6.8-inch 120Hz Full HD+ IPS Max Vision display with a resolution of 1080 x 2460 and a pixel density of 396-PPI.

This display has an aspect ratio of 20.5:9 and an 85% screen to body ratio. The taller aspect ratio provides a pleasant media consumption and gaming experience.

The colour reproduction is good and there is no noticeable shift when viewed from an angle, thanks to the IPS technology.

It’s a high refresh rate panel that gives you a fluid experience when you scroll through the screen and it will enhance your gaming skills.

This panel has HDR10 support, what it does is that it will enhance the colours and contrast so you can have a vivid experience while consuming visual content.

Processor and Performance

Inside the Motorola G60, there is a Qualcomm Snapdragon 732G octa-core processor clocked at 2.3GHz paired with 6GB RAM.

The performance of this smartphone is smooth as butter. This device can handle multitasking without breaking a sweat.

You can game on this device undoubtedly – most of the battle royale games will be playable at 40-45 fps and 2D games will run like a charm.

The 128GB UFS 2.1 storage will be sufficient for most users as nowadays many people love to stream content online. 

Since it’s Motorola in terms of UI all you can expect is stock android. This is the USP of the smartphone as it has no third-party applications pre-installed and most of Google’s apps can either be removed or disabled.

The Android 11 is what you get on this device and the user interface is easy to understand and there is no lag or stutter while playing with the UI.


The Motorola G60 has a 108MP main camera followed by an 8MP ultrawide and 2MP depth sensor.

The primary lens is much improved from the previous G-series smartphones. It captures sharp and detailed photos with a good dynamic range and natural colour tones.

The results in daylight are satisfactory and there is a night mode in the camera app which helps you take photos at night but it is not great as expected.

The ultrawide sensor also works as a macro lens and it takes decent quality photos in most of the use cases.

In portrait mode, you can adjust the depth manually and portrait photos come out good.

The 32MP selfie camera on this smartphone works exceptionally well. The selfies look bright, clear and the skin tone remains close to nature.

Also, there is a flash in the front but is not easily visible to everyone because it is placed under glass and if you wish to take the photos at night you can use that flash.

Battery Life

The 6000mAh battery inside this smartphone is responsible for its increased heft. However, it can last you a day and a half on a single charge with normal to heavy use.

The bundled 20W charger comes with the Qualcomm Quick Charge 4.0 technology; which will juice up the battery from 0-100 in 2 hours.


The Motorola G60 is for those who hate seeing ads everywhere while using their smartphones normally and for people who need a great performance with excellent battery life.

Except for the weight, this smartphone from Motorola G60 is worth checking out.


Operating SystemAndroid 11
Display6.8-inch 120Hz Full HD+ IPS Max Vision
Camera108MP + 8MP + 2MP Rear, 32MP Front
ChipsetQualcomm Snapdragon 732G

8. Realme Narzo 30 Pro

Realme Narzo 30 Pro

Budget All-round Performer

  • Powerful MediaTek CPU
  • High refresh rate FHD+ panel
  • Fast charging support


Decent speaker quality

Intuitive Realme OS UI

Elegant design


No dedicated SD card slot

Realme is a budget smartphone brand spun off from Oppo to compete directly with the Redmi range of smartphones.

The original Narzo series was launched as an ultra-affordable gaming smartphone but with disappointing internals. The all-new Narzo 30 Pro is here with some significant improvements.

Design and Build Quality

The Realme Narzo 30 Pro has a plastic build that is sturdy but since it has a glossy finish it attracts fingerprints quite easily.

This device is relatively large in comparison and weighs around 196g. You might find it a bit uneasy at first but will get used to it in a few days.

Unlike the Realme X7, the Narzo 30 Pro features a 3.5mm audio jack for wired audio output via earphones and headphones.

The fingerprint sensor on this device can be found overlapped with the power button, which is one of the latest trends in budget smartphones with LCDs.


The Realme Narzo 30 Pro features a 6.5-inch 120Hz Full HD+ punch-hole display with a resolution of 1080 x 2400 pixels.

With an ample 405ppi pixel density, the visuals and text appear sharp and detailed.

The 120Hz refresh rate makes the UI feel butter smooth while scrolling. With supported games, you can enjoy this enhanced refresh rate for butter-smooth visuals and transitions.

The bezels around the display are narrower, offering an impressive screen to body ratio for an immersive media consumption experience.

The colours appear natural and the contrast ratio is commendable for an LCD. With the maximum brightness of 480nits, indoor legibility is not an issue.

Processor and Performance

The Realme Narzo 30 Pro packs the MediaTek Dimensity 800U 5G processor which we discussed with the Realme X7 smartphone.

This 5G ready processor handles resource-intensive tasks such as gaming and multitasking like a champ without any lags or stutters.

The 8GB LPDDR4X RAM on board is more than sufficient to keep the apps in the memory for quick retrieval.

The 128GB UFS2.1 storage lets you store a lot of files onboard without running out of space that easy.


The Realme Narzo 30 Pro features a triple rear camera setup consisting of a 48MP main camera followed by an 8MP ultrawide and 2MP macro lens.

The rear camera performs exceptionally well in natural light conditions. The colours and details are on par with other similarly priced smartphones.

The ultrawide shooter captures pictures with a wider field of view without significant degradation in the quality, provided that the lighting conditions are favourable.

There is a dedicated night mode in the camera app that will let you take decent looking night shots with bright subjects but with considerable noise.

The Realme Narzo Pro 30 features EIS (Electronic Image Stabilization) for smoothing out the shakes and jitters during video capture and does a good job at that.

The 16MP selfie camera works fine under good lighting conditions. The skin tone looks natural and the colours are preserved to an extent.

Battery Life

The Realme Narzo 30 Pro is powered by a 5000mAh battery that will last easily for a day of heavy usage with 120Hz refresh rate mode.

The bundled 30W dart charger manages to juice up the battery from zero to a hundred within 1.30 hours.


The Realme Narzo 30 Pro is a feature-packed smartphone with a high refresh rate display and future-ready 5G connectivity at just Rs.20,000.


Operating SystemAndroid 10.0 Q
Display6.5-inch Full HD+ 120Hz
Camera48MP + 8MP + 2MP Rear, 16MP Front
ChipsetMediaTek Dimensity 800U

ALSO READ: Best Smartphones Under Rs.25,000

9. Vivo V20 SE

Vivo V20 SE

Selfie Centric Smartphone

  • Gorgeous AMOLED display
  • Fast charging support
  • Decent casual performance


Premium design

Thin and lightweight

In-display fingerprint scanner


Average processor

Vivo is a prominent Chinese smartphone manufacturer popular for its affordable lineup of Android smartphones in the Indian market.

The Vivo V20 SE is a camera-centric smartphone packed with a decently powerful chipset priced under Rs.20,000.

Design and Build Quality

Vivo has done an incredible job in terms of the design of the Vivo V20 SE. This smartphone looks premium with the glossy finish back and gradient colours.

This is a lightweight device and easy to operate with one hand. Weighing at just 171g, this device is lightweight and the slim form factor makes it easy to be carried around in the pant pockets.

The Vivo V20 SE features a 3.5mm audio jack, USB Type-C port, speaker grill and primary mic for calling at the bottom section of the middle frame.

The top section houses the secondary noise cancellation microphone along with the SIM tray with dual SIM slots and a dedicated microSD slot for memory expansion.

The power button and the volume rocker is positioned towards the right side of the middle frame.


The Vivo V20 SE features a 6.44-inch Full HD+ AMOLED U-notch display with a resolution of 1080 x 2400 pixels.

With a pixel density of 409ppi, this OLED display looks stunningly vivid and detailed. The colours pop out of the screen, thanks to the near-infinite contrast ratio offered by the OLED technology.

The display gets very bright indoors and when used outdoors, the screen is legible enough for the most part.

Except for the slightly thick bottom chin, the bezels on the top and sides are narrow, facilitating an immersive media consumption experience.

Processor and Performance

This is where the Vivo V20 SE is a huge disappointment. This device packs the yesteryear midrange Snapdragon 665 octa-core processor onboard.

While this is a perfectly capable everyday processor that can handle casual tasks such as web browsing and social networking, it isn’t that powerful enough for gaming and intense multitasking.

The 8GB RAM onboard makes sure the apps never run out of memory even when used side by side.

Regarding storage, the Vivo V20SE comes with an ample 128GB capacity with the option to further expand via the dedicated SD card slot.

Surprisingly, the Vivo V20 SE is one of the first smartphones in India to launch with the latest Android 11 out of the box.


The Vivo S20 SE has a triple rear camera setup with the primary shooter being a 48MP camera followed by the 8MP ultrawide and 2MP depth-sensing unit.

The photos captured with the 48MP sensor have a good amount of details and the colours look close to natural when compared with some other Vivo smartphones.

The 8MP ultrawide lens is perfectly usable under good lighting conditions but once the light fades, a significant amount of noise creeps into the clicks.

The camera app is fully loaded with features such as AI filters and stickers that can be used to enhance the fun element in amateur photography.

The Selfie camera was and is one of the main selling points of Vivo smartphones. The 32MP shooter on this one doesn’t let us down in terms of the quality.

Battery Life

The Vivo V20 SE is powered by a 4100mAh battery that will easily last you for a day of heavy usage without much trouble.

The bundled 33W adapter supports fast charging and juices up the battery completely from zero to a hundred per cent within an hour.


The Vivo V20 SE is a thin and lightweight Android smartphone with the latest Android 11 OS on board and decent everyday performance.

If you don’t use the phone much for gaming, the Vivo V20 SE is perfectly fine for your casual smartphone usage.


Operating SystemAndroid 10.0 Q
Display6.44-inch Full HD+ AMOLED
Camera48MP + 8MP + 2MP Rear, 32MP Front
ChipsetQualcomm® Snapdragon 665

10. Oppo F19

Oppo F19

Honourable Mention

  • Colourful FHD+ panel
  • Premium looking design
  • Lightweight and easy to use


Decent Snapdragon processor

Up to 180Hz touch sampling rate

Good battery backup


Average camera performance

Oppo has a strong presence in both the online and offline market in the country and often releases new models much faster in India than it does in other regions outside China.

The Oppo F19 is a budget mid-range priced just Rs.20,000 following the new design strategy and respectable internals that makes it one of the best in the business in its price segment

Design and Build Quality

The Oppo F19 has the best design in the F series till now the back panel is plastic yet it looks like a glass back.

The glossy back of this phone is a fingerprint magnet so you better use the TPU case provided within the box. It’s not just to prevent fingerprints and dust but also to protect your device if it slips from your hand accidentally.

The device weighs 10-13 grams more compared to its predecessor Oppo F17. This smartphone weighs 176 grams and feels very light in hand.

This smartphone also has an optical fingerprint scanner that works swiftly when you place your finger.

The USB-C port, audio jack, and the speaker grill is located on the bottom frame. The sound output is not that loud but the good thing is that the company provides wired earphones in the box and the quality is great.


The Oppo F19 has a 6.43-inch Full HD+ AMOLED punch-hole display with a resolution of 1080 x 2400 pixels.

The display has thin bezels and thanks to this it helps achieve the large screen to body ratio of 90.5% and provides an immersive wide viewing experience.

The display has a maximum touch sampling rate of 180Hz. In normal use, it remains at 135Hz but when it comes to gaming, it will automatically convert into 180Hz.

Thanks to the rich pixel density of 409-PPI, the quality of the image will be clear and sharp.

The display has a peak brightness of 800 nits and you can use the device under direct sunlight without any hesitation.

Since this is an AMOLED panel you don’t have to worry about the colours of the visual, it looks vivid and punchy.


This is the department where Oppo F19 lacks the most, Priced at Rs.18,990, this device comes equipped with the Qualcomm Snapdragon 662 octa-core SoC.

The 6GB RAM coupled with the CPU will provide great performance on everyday use and multitasking but the question in performance arises when it comes to gaming.

If you tend to do gaming with maximum settings then it will not be possible but most games available on Android will be playable at 30 fps minimum.

The smartphone has a built-in 128GB storage, in which you can store files offline. Out of the box, the Oppo F19 comes pre-installed with the ColorOS 11.1 based on Android 11.


The Oppo F19 has a 48MP main camera accompanied by a 2MP macro and 2MP depth. There is no ultrawide sensor which is quite a letdown.

The 48MP primary sensor takes good photos in natural sunlight and if you try to do indoor photography then the images will look soft for sure.

Enabling the AI mode will enhance the colour and it will boost the image colours but make sure not to use it everywhere especially on sunny days.

The depth sensor blurs the background well and portrait photos from the rear lens come out decent.

The 16MP selfie camera is not that great either, when you click selfies you will notice a strong reddish effect on the face especially the effect is more highlighted when selfies are taken under direct sunlight.

In our opinion, the Oppo camera performs way better on ColourOS 10, and to get the same performance on this you need to wait for some awesome software updates.

Battery Life

The Oppo F19 has a 5000mAh battery inside which gives power backup for a day with medium to heavy usage like social media, calling, and gaming.

The bundled 33W charger will juice up this mammoth battery from zero to a full in nearly an hour.


So, why should you pick this phone? If you want an awesome display to view media content then you should look up to this smartphone.

The display is one factor we consider but there are other features like fast charging, regular software updates, optical fingerprint scanner, and premium looking design.


Operating SystemAndroid 11
Display6.43-inch FHD+ AMOLED
Camera48MP + 8MP + 2MP Rear, 16MP Front
ChipsetQualcomm® Snapdragon 662

This concludes our list of the ten best premium mid-range smartphones under Rs.20,000 available in India.

By no means, this is a completely exhaustive guide, but we believe this would help you to start making up your mind by providing some cues.

Don’t worry, the pain is real and we all know it. Take your time and make your mind.

Meanwhile, don’t hesitate to check out our best smartphones list under every possible budget category on our website.

If you have any suggestions or queries regarding this article, let us know in the comments section below. Thanks for your time and have a great day!

5 thoughts on “Best Smartphones Under Rs.20,000 (July 2021)”

  1. motorola g60 or narzo 30 pro.which phone will you suggest.
    .which is best for gaming and allround performance in under 20k

    • Hi Nisam!

      Both the Motorola G60 (Link – and the Realme Narzo 30 Pro (Link – are capable mid-range gaming devices for a budget under Rs.20,000. The Dimensity 800U on the Narzo 30 Pro has a slight edge in performance over the Snapdragon 732G on the Motorola G60, but in real world conditions, the difference is negligible. Both these smartphones will run modern gaming titles at medium/high graphics settings without any issues. Since the Motorola G60 comes with stock Android UI and a developer friendly Snapdragon SoC, we believe that the updates will be much quicker with the same when compared with the Narzo 30 Pro. To summarize, if you want a gaming smartphone with 5G capability, go for the Realme Narzo 30 Pro, but if you want a all-rounder smartphone capable of gaming and with quick OS/security updates and a long lasting battery life, pick the Motorola G60.

  2. Poco X3 vs Moto one fusion plus which smart phone will you suggest? I am a daily commuter so it should be handy and software experience should be great for day to day use.

    • Hi Dilip!

      The Poco X3 offers the best bang for buck deal under Rs.20,000 with a high refresh rate display, a slightly more powerful processor and beefier 6000mAh battery. If you love stock Android without any bloatware, the Moto One Fusion plus is the best choice. In short, since software experience is a primary concern, we’d suggest you pick the Moto One Fusion plus over the Poco X3.


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